Now available on iOS & Android

Pay it down.
Own your future.

The no-nonsense debt payoff app that keeps your financial data 100% private. No bank connections. No accounts. No data collection. Just results.

Download on the App Store Get it on Google Play
No bank connections No account required Free to start
See it in action
Eliminate app overview
Eliminate app credit cards
Eliminate app transactions
Eliminate app settings jewel theme
Eliminate app settings light theme

Everything you need to
crush your debt

Built from the ground up for people who are serious about getting out of credit card debt, with no fluff and no bloat.

Track Every Card

Add all your credit cards with balances, limits, APRs, and due dates. Watch your total debt shrink in real time as you make payments.

Debt Payoff Calculator

Avalanche or snowball, choose your method. Enter your extra monthly payment and see exactly which card to hit first and when you'll be debt-free.

Spending Insights

Log transactions, set monthly budgets by category, and see where your money is actually going with clear visual charts.

Recurring Transactions

Set up subscriptions and recurring bills once. Log them all with one tap so your tracking stays accurate without the tedium.

Payment Rhythm Tracker

Never miss a due date. See how many days until each payment is due and get smart suggestions for a second monthly payment to reduce interest.

Export & Backup

Export your full financial history to Excel anytime. Back up to JSON and restore on any device. Your data is always yours to keep.

Your financial data belongs
to you. Full stop.

Most finance apps connect to your bank, collect your data, and sell insights to advertisers. Eliminate was built from day one to be different.

Local Only

All data stored on your device using encrypted local storage. Nothing is ever transmitted anywhere.

No Tracking

No analytics, no ad targeting, no behavioral tracking. We have no idea how you use the app, and that is by design.

No Bank Link

We never ask for bank credentials, Plaid connections, or any financial account access. Ever.

We Can't See It

Even if we wanted to, we have no server, no database, and no access to any of your financial data.

Our Privacy Promise

Everything you enter into Eliminate, including balances, transactions, and budgets, lives exclusively on your device. Eliminate LLC has zero access to your financial information. This will never change.

Free to start.
Pro when you're ready.

Try the core features for free. Upgrade to Pro for unlimited cards, full payoff tools, and everything else, starting at $2.99 per month.

Free
$0
forever
  • Up to 3 credit cards
  • Transaction tracking
  • Monthly budgets
  • Payment due date tracker
  • 100% private, always
Try for free
Pro Annual
$24.99
per year, save 30%
  • Everything in Pro Monthly
  • Priority support
  • Early access to new features
  • Save $10.89 vs monthly
Get annual access
Pro Lifetime
$39.99
one-time payment, pay once and own forever
  • Everything in Pro Monthly
  • Never pay again
  • All future updates included
  • Priority support
  • Limited time offer
Get lifetime access

All Pro plans include a 7-day free trial. Cancel anytime.

Ready to eliminate
your debt?

Download Eliminate free today and start building the financial future you deserve.

Download on the App Store Get it on Google Play
Or try the web version — no download required.