If you upgrade or switch phones without a backup your data could be lost permanently. Export a backup now to keep your data safe.
Welcome to Eliminate
Add your first credit card to start tracking your debt and building your payoff plan.
Your data stays on your device. Always private.
Credit Card Balances
Upcoming Payments
Recent Transactions
Your Credit Cards
Track balances, limits, APR, and due dates
No credit cards yet
Add your first card to start tracking your debt payoff journey
Transactions
Log your spending and payments
Monthly Budget
Set limits and track your spending by category
Category Spending
Income vs Expenses
Debt Payoff Calculator
See exactly when you'll be debt-free
Extra Monthly Payment
Even $10 over minimum on each card
keeps all balances visibly shrinking
while you attack your target card.
Visual Overview
Balance by Card
Spending by Category (This Month)
Total Debt Over Time
Recurring Transactions
Auto-log bills, subscriptions and regular payments
Add Credit Card
Add Transaction
Set Budget
Update Balance
Enter the current balance as shown on your statement or card app.
This will also log an adjustment transaction so your history stays accurate.
Upgrade to Pro
Your data stays 100% on your device. Always private, always yours.
Eliminate Pro Monthly
$2.99
per month, auto-renewing
Unlimited cards
Debt payoff calculator
Charts & visualizations
Recurring transactions
Excel export
Payment rhythm tracker
⭐ Most Popular
Eliminate Pro Annual
$24.99
per year, auto-renewing, save 30%
Everything in Monthly
Priority support
Early access to new features
Save 30% vs paying monthly
Eliminate Pro Lifetime
$39.99
one-time purchase, no subscription
Everything in Yearly
Never pay again
All future updates
Limited time offer
Privacy guarantee: Your financial data never leaves your device. No accounts, no servers, no syncing.
7-Day Free Trial Included
Select any plan above to start your free 7-day trial. Your subscription begins after the trial period ends.
Add Recurring Transaction
Fix Unlinked Payments
These payment transactions aren't linked to a card, so they haven't been updating any balance.
Select which card each payment belongs to and click Save to apply them.
Settings
Your data never leaves this device
No bank logins. No account. No cloud. 100% private.
Upgrade to Pro
Unlock unlimited cards and all features
›
Restore Purchases
Restore a previous Pro purchase
›
Subscription
Manage Subscription
Upgrade your plan or view options
›
Appearance
Light
Jewel
📱
System
Data
Export Backup
Save your data as JSON
›
Restore Backup
Import a JSON backup file
›
Export to Excel
Download full history as .xlsx
›
FAQ
Yes. All data is stored locally on your device. Always export a backup before deleting the app. Use Export Backup above to save your data.
If you restore from an iCloud or Google backup your data will transfer automatically. If you set up your new phone as new, export a backup first and reimport it on your new device.
Pay minimums on all cards, then put all extra money toward the card with the highest interest rate first. Mathematically optimal. Saves the most money in interest.
Pay minimums on all cards, then attack the card with the smallest balance first. Builds momentum through quick wins. Great for motivation.
Absolutely. Your data never leaves your device. Eliminate LLC has zero access to your financial information. Ever.